Best Credit Card for International Travel |
Posted: October 27, 2021 |
With 16-digit card numbers, expiration dates, magnetic strips, and EMV chips, credit and debit cards appear practically identical. With one important distinction, both can make spending simple and convenient. Debit cards allow you to spend money by withdrawing funds from your bank account. Credit cards allow you to borrow money from the card issuer up to a specific limit. One of the most common misconceptions about credit cards is that they take a long time to get accepted, however banks now offer customers Instant Credit Card Approval. While selecting a credit card for international travel, search for one that has the lowest foreign currency transaction fee. Avoiding cash payments especially after the rampage of COVID-19 are a hassle but it is now possible by getting an International Credit Card. List of Best International Travel Credit CardsThere are a number of credit cards available that offer various rewards beneficial for International travellers. Here is a list of top 5 such credit cards: 1. CITI PREMIERMILES Credit Card- Citibank offers travellers a great option with complimentary airline tickets packages from over 100 airlines. With an annual fee of INR 3000, frequent travellers may earn air miles by using their credit cards to make purchases and then redeem the points for future travels. Citibank has a 3.5% Foreign Currency Fee for this card and the monthly interest rate ranges from 3.10%-3.75%. The late fee imposed is INR 100 per month. The rewards may also be used to pay for vehicle rentals and hotel stays. Some of the features of this credit card are as follows:
2. HDFC Bank Regalia Credit Card- If you’re looking for a card that offers benefits when you dine out, travel, or spend on entertainment overseas, the HDFC Bank Regalia Credit Card is a great solution. HDFC charges INR 2500 annually for this card. Some of its benefits are:
3. Axis Bank's Miles & More World Credit Card- The Axis Bank Miles & More World Credit Card gives unlimited miles on eligible purchases, making it an excellent choice for frequent travellers. Cardholders need to pay a joining fee of INR 3500 and an annual fee of INR 3500, and can take advantage of a variety of benefits like:
4. Yatra SBI Credit Card- The Yatra SBI Credit Card provides some fantastic travel deals. The card's benefits aren't restricted to travel; it also offers reward points for shopping, among other benefits. The card is available at a joining fee of INR 499 and has an annual fee of INR 499 as well. Some of its benefits are:
5. ICICI Bank InterMiles Coral Credit Card- ICICI bank offers a variety of international travel cards, the InterMiles Coral Credit Card is the starting credit card with a joining as well as annual fee of INR 1250. This card offers 2,500 extra InterMiles within 45 days of paying the registration fee. In addition to earning InterMiles on joining and annually renewing your card, you can earn InterMiles on each purchase you make. The other benefits that come along with this card are as follows:
|
||||||||||||||
|